Albuquerque Real Estate Talk: Episode 491 – May 25, 2024

Welcome to another episode of Albuquerque Real Estate Talk! As we approach Memorial Day, we’re here to unpack crucial insights and updates for buyers and sellers. This episode is filled with discussions on the home appraisal process, affordability trends, and the dynamics of cross-market demand in Albuquerque.

Navigating the Home Appraisal Process

A significant increase in low appraisals has made it crucial to understand the appraisal process. We’ll break down the essentials and provide practical advice to manage this critical aspect of buying a home.

Insights into Home Appraisals

A home appraisal, generally initiated by the buyer’s lender, is conducted by an independent appraiser to assess the property’s value based on comparable recent sales. The appraiser reviews the purchase price to confirm that the investment is sound for the lender.

Resolving Low Appraisals

A low appraisal can lead to various outcomes:

  • The transaction might not proceed.
  • The seller could reduce the asking price.
  • The buyer might need to contribute more cash.
  • A compromise might be reached between the parties involved.

Each situation requires a unique approach and strategic negotiation.

Exploring Home Affordability

With rising interest rates and escalating home prices, affordability is a hot topic. According to the National Association of Home Builders and Wells Fargo, the affordability index in Albuquerque stands at about 35%—challenging yet more manageable than many neighboring markets.

Affordability in Comparison

When we compare Albuquerque to nearby markets, we notice:

  • Phoenix: 40%
  • Tucson: 37%
  • Farmington: 40%

Despite these figures, Albuquerque remains comparatively affordable, especially against coastal areas.

The Dynamics of Cross-Market Demand

This episode also explores where potential buyers of Albuquerque homes are coming from and where locals are looking to relocate.

Inbound and Outbound Trends

Significant search activity for Albuquerque properties originates from cities like Phoenix, Denver, Atlanta, Los Angeles, and Dallas. Meanwhile, Albuquerque residents are showing interest in places like Phoenix, Dallas, El Paso, and Houston, indicating a vibrant exchange between these markets.

Current Market Trends

We’re monitoring a notable trend: approximately 40% of listed homes have experienced price reductions, suggesting adjustments to remain competitive. Despite these changes, the market shows enduring strength, with listing prices 3% higher than last year.

Featured Property: 1 Camino del Sol

Highlighting a prime listing, 1 Camino del Sol in Corrales features a luxurious 4,561-square-foot residence, ideal for families or those who love spacious and elegant living. This property is priced at $1,100,000 and boasts dual primary suites, extensive amenities, and panoramic views.

Wrapping Up

Thank you for tuning into Albuquerque Real Estate Talk. Remember to follow us on KIVA 1600 AM, YouTube, and Facebook. Contact the Venturi Group at Real Broker for any inquiries or to discuss your real estate needs. Call us at (505) 448-8888.



[00:00:00] Welcome to Albuquerque Real Estate Talk episode 491, May, well, almost the end of May, 2024. Almost, almost the end of May, 2024. Holiday weekend. Holiday weekend, for sure. We got, kickoff to summer going on and School’s out, mostly. Mostly, exactly. Yeah, a lot of it. Graduations and a lot of announcements of kids doing great in school for the year.

Yeah. This week, Tracy, we’re going to talk about home appraisal process. There has been some appraisals. We’ve been seeing more appraisals come in low. So we wanted to talk about that and the home purchase process and what buyers and sellers need to know about that. I’ve got some new data on home affordability index.

Well, it’s not my data. It’s actually from the National Association of Home Builders, but really interesting on, on affordability and how we compare here in Albuquerque to other parts of the country. Also cross market demand. I know we, we always, we, we, we hit on this every, I don’t know, every quarter or so, every three months or so, where are people.[00:01:00]

That are looking at Albuquerque what, what market are they in? Also, what markets are people from Albuquerque looking at if they’re leaving? So we’ll, we’ll get into that. We’ve got homes of the week as always. And, there’s one market data point. That I want to hit on because it’s unusual for this time of year and it, I’m going to just say it kind of gave me a raised eyebrow, if you will,

and so I’m going to hit on that and talk about teaser. I’m going to a little teaser because it does it is an early indicator that that home prices may be softening. So we’ll get into that a little bit more. first off, Tracy, we are the Venturi group here in Albuquerque again, episode 491, been doing this for a while here on KIVA 1600 AM, the Rock of Talk Radio, as well as YouTube, Facebook, where else podcasts, Instagram, whatever, all those things.

If you’re hearing us, give us a like. If you’re on one of those things, give us a follow, give us a follow on or a [00:02:00] subscribe on YouTube. That’d be great. And we are with Real Broker we appreciate all of you listening in, love to get your questions and comments and love to help you out with your real estate needs.

Tego, let’s start with the home appraisal process. In our company wide meeting here this week statewide there was a discussion Appraisals and appraisals coming in low, meaning buyer put a home under contract at a certain price and during the appraisal process, meaning , somebody went out to determine the value of the home or, assess the value of the property and the appraiser came back at a lower value than what, So one of the things I want to clarify right up front, Tego, about that appraisal process is the appraiser is the eyes and ears for the lender.

Sometimes when people are buying a property with cash, they still want an appraisal. But most times when someone’s using cash to buy a property, [00:03:00] They’re happy not to have an appraiser. They’ve appraisal. They’ve already seen the other properties around. They know this one is worth it to them. They don’t need an appraiser.

The appraisal is for a lenders to be their eyes and ears and say, yes, the loan that you’re making for this property is a good loan. The thing that I think a lot of people don’t realize is the agreement with the purchase price and all the terms and conditions is given to the appraiser. It’s not a shot in the dark.

They know what the buyer was willing to pay for that property when they are making the appraisal of the property. So most appraisals come in at the sale price because all they’re doing is justifying for the lender that yes, it’s worth what that the loan that you’re going to be making on it. We we’ve.

Haven’t had a lot of appraisal issues. When we talk appraisal issues in our business, we’re talking about appraisals that come in lower than the contract price recently, though. There seems to be a little bit more. And I think part of that is the market. [00:04:00] Well, I know just from the data that home prices have not appreciated as fast as they, they did in the last previous years, home prices are still appreciating, on average overall.

In, in our market, but not as fast as we saw, over the last three, three, four years. So the appraisal, if it’s selected as a contingency in the contract, it’s one of the many different contingencies that needs to be taken care of as a part of the purchase process. And typically Tego, who orders the appraisal?

The, the buyer is responsible for making sure that appraisal gets ordered and it’s ordered by the actual, the buyer’s lender, the person that is. Is, processing the loan that is part of the loan process. And the lender that orders the appraisal doesn’t just call their favorite appraiser and say, Hey, I need you to go do this, right?

There’s a third party, which is why appraisals got more expensive in the last 10 years, because that third party gets paid 100 or whatever to assign it to an appraiser so that it’s [00:05:00] hands off. And let me just address that. 2004, 2005, 2006. That wasn’t the thing. This was one of the things that changed after the great financial crisis was the Dodd Frank rules regarding lending and mortgage lending.

One of the rules was it has to be this arm length between. The actual mortgage lender and the appraiser. And there has to be this third party company in the middle. So the contingency allows for the purchaser not to move forward with buying the property. If the house doesn’t appraise for the sales price.

And we know that there’s several options there. If it doesn’t appraise basically for. The deal can fall through, right? Seller can bring the price down to appraised price. Buyer can pay appraised price, but they would need to bring more cash to closing above what the loan amount would be. Or they can meet in the middle somewhere.

Yeah. So those are basically the four options if we have a low appraisal. So then. Cash or [00:06:00] seller financed purchases. Yeah. Cash or seller financed. Those are usually optional when you’re getting a loan from a traditional, mortgage lender, one of the requirements is there has to be an appraisal by a certified appraiser.

If you’re a cash purchase, that’s. On you, it’s your decision. If it’s seller financing, meaning the seller is providing financing to the buyer of this property, those, an appraisal is not required. And that’s an option of the buyer if they want to pursue that or not. One of the things, . Oh, I know what I wanted to ask. . I’m a seller. I’ve got my house. I got it under contract for 300, 000. The appraisal comes in for 310, 000. What happens to me as a seller? Where’s that 10, 000 go? You’re going to sell the house for 300, 000.

And typically the seller doesn’t even get a copy of the appraisal. And usually what happens is the lender for the buyer tells us on the listing side for the seller and says, [00:07:00] we just want to let you know, value was met. They don’t usually tell us that it appraised above because we don’t get a copy. We only hear if it appraises low.

Yeah. And so if appraisal is low, you already addressed that. There’s a couple of different ways it can go. The most important thing for a seller to understand is if it appraises low, the buyer is not obliged to buy the home and at the contracted price. You can terminate all that stuff like you said.

Talk about appraisal deadlines. Tego in our purchase agreement for the state of New Mexico, there isn’t a deadline to have the appraisal done. Some states they have like a, a period where everything goes hard 10 days or 15 days before closing. Like in Texas, there’s this people call and say, well, what’s your drop dead.

It’s not going to cancel date. And you’re like, well, we don’t have that. What we do have is an order deadline. A date in the contract, if it’s filled out, it’s not required, but a date in the contract of when that [00:08:00] buyer and lender have to have that appraisal ordered. Yeah, and it’s really the, the buyer’s responsibility to make sure that appraiser gets ordered.

And if it doesn’t get ordered, there’s notice to cure and all this stuff where basically the, the, the seller side says, Hey, you haven’t done what you’re supposed to do, which you agreed to in the contract, which was get that appraisal ordered. You can, and then do this notice to cure and they’ve got two days to do it.

And if they don’t do it, then the deal terminates. So I’m getting too in the weeds on that, but I just, I think there is a process for every, One of these things. I just think it’s important to note to go that for people that are coming to New Mexico from other states, they, it’s different, right?

There isn’t a drop dead date when that appraisal has to be turned in, which can sometimes lead to requested extensions. So there’s some, just some, some tips for buyers, for example, ensure that the appraisal gets ordered timely, right? We talked about that. Review the appraisal. Report as soon as you receive it and make sure you’re, you’re all good with it.

If, [00:09:00] if it’s less than the purchase price, then you would as a buyer determine what you want to do. Do you want to, do you want to continue purchase a home? Do you want to see if the seller will come down to that price? Do you want to bring additional money to make up for that difference? So there’s a lot of, a lot of different work that goes back and forth and working with your realtor can help you walk through those, those options.

So I was going to say, is there a common. Resolution to a low appraisal. And I can tell you there’s not a common resolution. What we Often see when there’s a low appraisal is the buyer already felt that the price they were getting the house at was a good price because they did look at a variety of houses and they know that this house felt right at that price for them.

And usually we work through them and. Get that house to closing with the original buyer. Have we seen sellers reduce price sometimes? Have, yes. Have we seen buyers bring extra money to closing to pay [00:10:00] the actual purchase price versus the appraised price? Yes. Have we seen a meet in the middle? Yes. Do sometimes things fall through and the deal terminates?

Yes. So point is there’s no standard. There’s no standard, but. When we’re in sort of a seller’s market with low inventory, we do see buyers doing more to try to make deals work if they’re able. Yeah. And we didn’t get into, get into the appraisal gap in the contract, but that is something that we did see, especially in the hot market where the buyer would say, okay, I’m going to pay this much.

And if the appraisal comes in low, I’m willing to bring. This extra amount of money to closing and that’s pre negotiated in the contract. We don’t see that quite as much because our market is not as crazy as like in 22. For sure. And I did close one last week where it was a 215, 000 purchase price. We had multiple offers.

And the offer that the seller selected did have what we call an [00:11:00] appraisal gap that said, I’m willing to pay X over appraised value if it doesn’t appraise up to purchase price. And the house appraised. So we didn’t, we didn’t have to go there, which was great. Just one last thing I want to talk about on this, we’ve been talking about this whole appraisal process and kind of went deep on it, but this will be a good show to save and share for, for people to understand the appraisal process.

But. How the appraisers work is they have very specific guidelines on what they have to do, right? They have to, at the size of the home, they have to measure every home and they have to compare it to other homes in the market that have either recently sold that are under contract. They even look at homes that are on the market and evaluate what the competition is.

But usually they use the comparison method where they compare the home to other homes that have recently sold and make adjustments for the size of the home, the condition of the home, the finishes in the home, all that stuff, [00:12:00] location and garage, swimming pools, yards, everything so they can make adjustments.

up or down to, to help bring them to be somewhat comparable or relevant to the sale. It, the takeaway is the appraisers have very specific guidelines that they must follow. And. They’re not just pulling numbers out of thin air, right? They, they are very guide, very strict guidelines on how they do that appraisal. So there you go. Everything you wanted to know about appraisals and more and more.

Tego, we’ve got to get to the home of the week, Saturday, 12 to two it’s open. It’s South end of Corrales property at one Camino del Sol and it’s a million, 100. Offered at a million 100, it’s 4, 561 square feet. So it’s a large property, on a Corrales acre, it’s gated, it’s got four bedrooms on the main floor.

And two of those are [00:13:00] on suites primary suites with but they’re, yeah, yeah. Yeah. Primary bedrooms. Two primary bedrooms. Two primary bedrooms. Perfect for multigenerational or people that have, it’s one of the bedroom en suites has a exterior door.

So if you needed somebody to live with you that, maybe was kind of, kind of came and went a lot, or maybe they weren’t that close family or somebody, and you wanted to rent out a room or something, it’s possible. Well, and we’re seeing a lot more multigenerational housing situations, so back to one Camino del Sol, so multi gen for sure. South End of Corrales. The, the owner took really great, careful, thoughtful time and put together all the things they love about their home. But really, in addition to the home, it’s the location. It’s the South End of Corrales. So it’s quick to get in and out if you need to commute.

And it’s on the east side of Corrales Road. It’s Walking distance to the rec center and for people who don’t know Corrales, the rec center has [00:14:00] all sorts of activities. There’s outside fields. There’s basketball outdoors. There’s a riding arena for horses at the rec center area. There’s a pond. People go fishing around the pond.

There’s fruit trees. So sometimes people in the fall are getting fruit off the trees. And wait, wait. Most importantly, it has pickleball courts, kind of. Yeah, they’re painted on the basketball courts. And they’re usually very busy, those pickleball courts. But the grower’s market is right there. So, a couple blocks away, you’ve got the grower’s market on Sunday and Wednesday.

You’ve got the library just down the street. You’ve got Hannah and Nate’s. You’ve got Indigo Crow. You’ve got, Perea’s soon to be reopened, Sandia Bar soon to be reopened, Sandia Bar, all these things in walking distance, in addition to the ditches throughout the valley. So, really prime location, 4, 561 square feet, the upper level.

There’s a very large room that right now is being used as office. There’s also another room that right now is being used [00:15:00] as a hobby and sewing room and another room that’s got mirrors on the wall. It’s an exercise room, but the the deck off of that upper level has just fabulous views to the mountains.

So really great property open house. Saturday, 12 to 2. Okay. Yeah. Look for that one. Good, Tracy. , that’s a, that’s a desirable property for sure.

I want to segue into home affordability. Okay. We’ve been talking about it a lot over the last Year and a half now ever since interest rates, went from, low threes to 7%.

And at one point we hit 8%. And so affordability is really got crunched. And of course, from 2019 to today, let’s say home prices went up 50 percent everywhere in the country, including here in Albuquerque. So affordability is really taken a hit. Cost of everything has gone up. Cost to build has gone up.

I mean, it’s just, it’s, it’s tough. But I’ve said this a [00:16:00] lot is our affordability and Albuquerque is not very good, but it’s better than most. And so that’s what I wanted to get into is home built a national association of home builders and Wells Fargo, they do this cost of housing index and what they look at is not just what homes cost, but also what The median wages are.

So they give a number. It says, what percentage of your income on your median wage would go toward the median price home, right? So Albuquerque, for example, is around 350, 000 is is the median price. And right now they’re saying that’s 35%. So based on the median income in Albuquerque and the median home price, 35 percent of your income goes to housing and that is high.

That is really high. I mean, historically it’s been, there was a time back in 2013, 14, 15, where it was, it was like, Below 20%. It was historically low, but [00:17:00] now , we’re at a very high level. It doesn’t sound that high to me compared to the historically low, but Okay. Yeah. Let’s talk about what, where are we at compared to others?

Yeah, so compared to others, we are better than Phoenix at about 40%, little bit better than Tucson at 37% versus our 35%. It’s interesting, like Farmington four Corners area is about 40%. But that has, I mean, the home prices in Farmington, Four Corners, we’ve got brokers that are good friends up there.

The home prices are lower, but wages are lower. Right. And that same phenomenon is happening in El Paso where the median it’s about 40 percent of your median income goes to the median price home in El Paso. Again, it has to do with a little lower incomes in El Paso, even though homes are a little less expensive in El Paso than here in Albuquerque.

What you find though is. The Midwest of the United States is the most affordable, Indiana, Ohio, Michigan, Illinois Missouri, [00:18:00] Oklahoma, those places have the most affordability. And of course the least unaffordable, wait, let me rephrase that. Wait, the most unaffordable is a better way to put it.

San Jose, Silicon Valley. 84%. Can you imagine 84 percent of your income just to go to housing, but there’s places in the East Coast in Florida also bad Southern California, San Diego, like, Miami area 64%. New York, New York area, 50%, all the, the Northeast, Massachusetts, Boston area, Portland, Maine, 40%.

I mean, it’s so, it’s really. East and west coasts are the most unaffordable, middle of the country, midwest, the, the most affordable. And then southwest. And then the southwest. We’re kind of, kind of mixed in there and anyway, so it just an interesting thing we’re seeing there. And then let’s jump to cross market demand, [00:19:00] which is a look at where are people around the country.

Coming from to a certain extent, not necessarily moving here, but where are they that are looking at homes for sale in Albuquerque? And this comes from realtor. com. It does. And Tika, they do this based on where the computer is at, right? The IP address. Is that how they do it? So they know where somebody is sitting on their computer and where they’re searching for properties.

Correct. So if they’re in Albuquerque and they’re looking at moving to Florida, it would show that. So if we look at the Albuquerque market and we look at from other states, not within the state because Santa Fe is pretty high for Albuquerque, Las Cruces is pretty high for Albuquerque, but let’s just look, out of state, the, the Phoenix metro area is number one, about, about 30 percent of like all the views are coming from that mark.

When you, when we’re looking at just out of state, that’s a big, that’s a big amount. Is this fairly like recent [00:20:00] data? Yeah. This is, this is first quarter of 24. First quarter. So it was still nice in Phoenix at that time of year, right? Like today where they’re going to look at hundreds next week. I know it’s like the last of the nineties through the weekend there.

And then it’s people preparing for, for what’s coming right. And I was just curious. Yeah. Yeah. And then, and then Denver. Not surprising there, but interesting. This, this Atlanta area is it’s interesting. I hadn’t seen that on there. We’d seen Dallas quite a bit. We always have Los Angeles, Los Angeles on the list.

It’s not very high. Dallas is on the list. Chicago area is on the list. So it’s interesting. It’s kind of all around the country. It does seem to be like when we look at Los Angeles and New York, for example Washington DC area, those are expensive markets. Austin is, is another one.

Those are expensive markets. And I don’t know, maybe people looking for a little bit better cost of living. I’m not sure. So could be, so that’s what we’re seeing that the, the other data [00:21:00] point is where our People in Albuquerque looking when they’re looking outside of our market. So

we find that outside of, of Albuquerque or outside of , the, the state, it’s Phoenix again, which is interesting as the number one. So we’re just going back and forth. We’re sharing back and forth, which makes sense. Dallas is very high in the list. El Paso is very high in the list. Houston is very high in the list.

Tucson, which again, is that market we get compared to a lot, there there’s people, so anyway, it’s interesting, people are always moving around, but, but for the most part. People are not moving as often as they used to. Pre pandemic for sure. That’s people are staying totally true.

Staying put much, much, much more. So there is that.

Alright, data points. I wanted to talk about a couple data points here, Tracy. We had a, I, there’s this chart that I, I’ve used, did I look at, and it looks at all the homes that are on the market in Albuquerque. It gives [00:22:00] me an update every week. Over the weekend, it shows me how many homes are on the market.

What are the prices of those homes that are on the market and what are the changes that are happening with those homes that are in the market? So it gives us a really good idea of supply demand, what’s going on with that as well as price trends. The thing I like about it for price trends is it’s telling us what homes are listed for now, which should give us a pretty good indicator of what home prices are going to sell for in the future.

But the one data point that’s jumped out at me in the last few weeks is the number of price reductions for the number of homes that are on the market. So this week we have 40 percent of all the homes that are active on the market have had a price reduction. Wow. So if all the inventory, there’s about 1, 700 homes or so on the market, something like that, there’s about 40 percent of them have taken a price reduction.

I’ve got [00:23:00] my idea of why that’s happening, but what do you think? I think that part of it is , we’re pricing them. On the higher side, it’s that time of year where, everyone, it’s the prime season to put your house on the market. I think some of it is, anxiety because we know it’s prime season that if your house doesn’t get an offer in the first weekend, we’re not waiting three months to do a price reduction.

We’re waiting. 14 days, maybe, or, two weeks, three weeks at the most, and we’re doing a price reduction because we know there’s buyers out there and we know that something’s not right. So it might be that it’s happening quicker than early on. And I should point this out. I mean, I say this 40 percent price reductions kind of without any context.

Last year at this time, there’s 30%. In. Just for example, in 2021, which is a crazy year, it was there was still 17 percent of the homes had taken a price reduction at this time of year. So it’s [00:24:00] it’s not uncommon. It’s just it’s higher than normal for this time of year. We usually see number of homes taking price reductions at 40 percent later in the year, September, October going into winter. So the other thing I think is that the buyers are sophisticated and buyers go in and they see five different houses and they know which ones are the gems. And when, if a realtor does or a client says, no, I really want to price my house here.

This is, I want to push it. Okay. A lot of times we go, okay, but we’re going to need to really be sensitive to our showing feedback and how many showings we’re getting and adjust accordingly. If we don’t get offers, in the right time for your property, we don’t want to leave money on the table of course, but we don’t want to, sit on the market for six months or something.

Right. Because time doesn’t necessarily sell something that’s not in the right price range. Right, right. It’s not like, yeah, I can wait. I’m not in a hurry. But yeah, that [00:25:00] doesn’t mean it’s ever going to happen. Right. With that being said, though, I do want to just add to this that home prices overall are higher than a year ago.

Yes. So, so what I’m saying is, Yes, there’s, there’s more price reductions, but at the same time, home prices are still higher than a year ago.

So I’ve got a story about that. Okay. Do you remember about two weeks ago? I said, Tego, I can’t believe this house that’s listed for sale. It happened to be in Corrales, like First of all, it’s obviously cell phone photos. It wasn’t professional photography. It was priced in my opinion, probably 200, 000 above where it should have been.

And I went, somebody listed this property in maybe it’s what the seller said I want to list it at. But when you look at Corrales and you, you just do an average. There’s obviously some things are above average and some things are below average, but if you price a house at average [00:26:00] and it’s really the below average, below average, you’re not going to sell right.

And I think sometimes when. We’re pricing things. We have to really look deeper. We can’t just say, well, here’s the average and your house is nice and blah, blah, blah, right? As, as real estate professionals, we really need to dig in deeper and go, let’s look at the features, the benefits, the location, the quality of the upgrades or lack thereof.

What are the conditions? Is it hand troweled walls or are we talking about a house that’s as is and needing repair? So the range is really great. So we really need to do a good job helping our sellers be educated. on the range and making sure that they’re in the right place on the range of pricing. Yeah, no, that, that for sure.

And I mean, that’s, that’s what we do. And that’s, that’s one of the, the values we bring for sure is, is looking at all those different little things that can affect the value of, of a property. I mean, for Corrales, for example, one side of Corrales [00:27:00] Road versus the other side of Corrales Road can make a big difference, right?

So it’s those type of local. That local knowledge that does make a difference for sure, certain sides of the road. I know, I, I remember you, I, I gotta go talk about this, Tracy, because you used to always talk about Rio Rancho, and if it’s a certain ending, is, is an even number, an odd number, and if it’s a, east west or north south road, What side of the road is it on?

Does it face the mountain in the backyard or does it face the, the West Mesa? East street number is going to face the mountain or face South. If it’s odd number, it’s going to face West or North, which West is not preferred, right? So you kind of know right away, but think about Loma Colorado, Tego, that one year when Pulte I was, had just opened Loma Colorado neighborhood and I sold 14 houses in Loma, Colorado, like in the first year and a half it was open.

East side of the street on some of the streets in Loma Colorado because of the hills there could have [00:28:00] huge views and the houses on resale can be 10 more on one side of the street versus the non view side of the street. Right. And that’s still true today, even though some of the people pray 000 for that extra view at the time, but they’ve been enjoying it for 15 years now.

So yeah, probably worth it. Well, I think we’ve exhausted our, our topics and we could keep going. I’m sure we always do. Was there anything else you wanted to share this, this weekend, this holiday weekend? I just, I hope everybody has a great, great weekend and be safe. Have fun. Yeah. Enjoy your family, friends, and do, do go, go look at homes too.

I mean, we’re around happy to show you houses or help you with selling your house. Give us a call 448-8888. Have a great weekend, everybody. Take care.