00:00 Introduction
02:15 Banking Stress and Mortgages
04:19 Banks and Mortgages
07:31 What are Mortgage Backs Securities?
11:33 Not the Mortgages of 2008
13:37 Mortgage Qualification Process
20:48 Mortgage Rates in New Mexico
24:58 Tip to getting the best Mortgage Rate
28:54 Mortgage Rate Predictions 2023
38:12 FED Rate and Mortgages