00:00 Introduction

02:15 Banking Stress and Mortgages

04:19 Banks and Mortgages

07:31 What are Mortgage Backs Securities?

11:33 Not the Mortgages of 2008

13:37 Mortgage Qualification Process

20:48 Mortgage Rates in New Mexico

24:58 Tip to getting the best Mortgage Rate

28:54 Mortgage Rate Predictions 2023

38:12 FED Rate and Mortgages